Best Credit Cards For Supermarkets And Grocery Stores
Table of Contents
- Best Credit Cards For Supermarkets And Grocery Stores
- Blue Cash Preferred® Card from American Express
- Amex Old Blue Cash
- American Express Gold Card
- Amex EveryDay Preferred
- Amex Blue Cash Everyday
- Huntington Bank Voice Business Card
- Capital One SavorOne® Cash Rewards
- Capital One Savor® Cash Rewards
- Crystal Visa Infinite Card
- Santander Bravo
- UMB Simply Rewards
- US Bank FlexPerks Travel Rewards Card
- Amex EveryDay
- Other 2% Cards
- Cards with 5% Rotating Categories
- Guru’s Wrap-up
Grocery shopping can be one of the most expensive parts of running a household. However, grocery stores and supermarkets are also a great place to stock up on third-party gift cards. More often than not, there are special deals and discounts on these cards, which can be very lucrative if you use the right credit card.
You should always aim to earn at least 2% cash back on all the purchases you make with a credit card. But you can get as much as 6% in cash back for purchases at supermarkets, if you have one of the best credit cards mentioned below. Additionally, you should keep an eye out for special spending offers and limited-time promotions from credit card issuers. This can be a great way to save even more money on your grocery shopping.
- Also see the best credit cards for:
- Travel Purchases
- Drugstore/Pharmacy Purchases
- Restaurants
- Gas Stations
- Cell Phone Protection
I’ll start with the cards that give you the highest rates and are widely available, and work my way down from there. I’ll value all points at 1 cent per points to make the ranking easier, but for same rates, I’ll rank Chase Ultimate Rewards cards first, then American Express Membership Rewards cards next, and ThankYou points last. So let’s get into the list of best credit cards for supermarkets and grocery stores.
Blue Cash Preferred® Card from American Express
- 6% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
- $95 Annual Fee
- LEARN MORE
Amex Old Blue Cash
- Earn 1% at U.S. supermarkets, gas stations & drugstores for first $6,500 in purchases in a reward year, and 5% after that, up to $50,000 per year in purchases.
- No Annual Fee
- You can still apply for this card, but it doesn’t come with a welcome bonus
- Read more about the card
American Express Gold Card
- Earn 4X Membership Rewards points at U.S. Supermarkets (on up to $25,000 in purchases annually)
- $250 Annual Fee
- Read more about the card
- APPLY HERE
Amex EveryDay Preferred
- 3X at supermarkets on up to $6,000 per year in purchases, plus 50% bonus (makes it 4.5X) with 30 or more purchases with your Card in a billing period
- $95 Annual Fee
- LEARN MORE
Amex Blue Cash Everyday
- 3% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
- No Annual Fee
- LEARN MORE
Huntington Bank Voice Business Card
- 4% back up to $7K quarterly at Grocery stores, Gas Stations, Office Supply Stores etc
- No Annual Fee
- No welcome bonus and available in branch only in OH, MI, IN, PA, KY, WV, IL & WI
- Read more about the card
Capital One SavorOne® Cash Rewards
- Earn 3% cashback on groceries, dining and more
- No Annual Fee
- LEARN MORE
Capital One Savor® Cash Rewards
- Earn 3% cashback on dining, 4% on streaming services and more
- $95 Annual Fee, waived the first year
- LEARN MORE
Crystal Visa Infinite Card
- 3X on gasoline, airline, hotel, taxi, rental car, train, bus, restaurant, fast food and takeout food dining purchases
- $400 Annual Fee
- The card has had a welcome bonus of 100K points in the past but recently we’ve only seen 50K welcome bonuses. It’s also hard to get approved.
- Read more about the card
Santander Bravo
- 3X rewards points on supermarket, gas station, and restaurants
- $49 Annual Fee (waived first year or with Select/Premier Plus checking account)
- Rewards are values at 1cpp. 3X rate is capped at $5K spending.
- Read more about the card
UMB Simply Rewards
- 3% at Grocery stores, Gas stations, Discount stores, Restaurants
- No Annual Fee
- $200 welcome bonus and could be limited based on your location
- Read more about the card
US Bank FlexPerks Travel Rewards Card
- 2X FlexPoints on the category you spend the most on (at gas stations, grocery stores or airlines). Worth up to 3% in travel.
- $49 Annual Fee (waived first year)
- The card has a signup bonus, currently at 20K FlexPoints
- Read more about the card
Amex EveryDay
- 2X at supermarkets on up to $6,000 per year in purchases, plus 20% bonus (makes it 2.4X) with 30 or more purchases with your Card in a billing period
- No Annual Fee
- LEARN MORE
Other 2% Cards
- Check out the full list of credit cards that earn 2X miles/points or 2% cash back on all purchases.
Cards with 5% Rotating Categories
Some cards also have specific 5% categories each quarter or each month. Grocery stores and supermarkets usually appears a few times every year, so it’s a good idea to keep an eye out if you have these cards, and maximize the spending when possible.
Card | How 5x Works | Activate | |
| Chase Freedom Flex | 5X Ultimate Rewards on $1,500 per quarter | Activate | LEARN MORE |
| Chase Freedom | 5X Ultimate Rewards on $1,500 per quarter | Activate | No longer available |
| Discover it | 5% cashback on $1,500 per quarter | Activate | LEARN MORE |
| Citi Dividend | 5% on up to $6,000 spend the whole year, can be earned in any quarter | N/A | No longer available |
| Citi Custom Cash | 5% on your top eligible spend category each month, up to $500 | N/A | LEARN MORE |
| US Bank Cash+ | 5% cashback on $2,000 per quarter | Activate | LEARN MORE |
| Vantage West Card | 5% on $1,500 per quarter | N/A | LEARN MORE |
Guru’s Wrap-up
You should always maximize your credit card rewards in every category. But grocery stores are a popular category so you have several great options to earn up to 6X for your purchases.
Please let me know if there are any other cards that you think should be included in this list of Best Credit Cards For Supermarkets, especially if they’re widely available. Also, share your opinions on which card you would consider as the best overall.
DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
