End of Month Checklist: Credit Card Perks and Benefits, Bank Bonuses, Offers and More
The month of November is almost over, so this is a good time to take a look at any credits and offers that you need to use or take advantage of before the month ends. There are several credit cards that offer monthly credits that expire if you don’t use use them.
Then there are spending bonuses, bank bonuses and other offers and promotion that might expire every month. So this is a good time to take a look at everything available to you and make sure that you don’t miss anything.
Hopefully this end of month checklist will help some you cash in on some last minute savings and deals!
Monthly Credits
Other Annual, Semi-Annual and Quarterly Credits
Bank Bonuses
There are several Bank Bonuses that expire at the end of the month. Usually some of these bonuses just get extended again, but take a look and see if you are eligible for any of these bonuses and if it makes sense for you to apply. I have a full list of Bank Bonuses here, but you can also see the expiring bonuses below.
| End Date | Bank | Bonus | Type | Eligible States |
| 4/30/24 | BMO Harris | $1,000 | Business | AZ, FL, IL, IN, KS, MO, MN, WI |
| 4/30/24 | Huntington Bank | $1,000 | Business | IL, IN, KY, MI, OH, PA, WV |
| 4/30/24 | TD Bank | $500 | Personal | CT, DE, D.C., FL, ME, MD, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA |
| 3/31/24 | First Horizon | $450 | Personal | AR, AL, FL, GA, KY, MS, NC, TN, VA |
| 4/30/24 | PNC Bank | $400 | Personal | Nationwide |
| 4/30/24 | Flagstar Bank | $350 | Personal | AZ, CA, FL, IN, MI, NJ, NY, OH, WI |
| 4/30/24 | Laurel Road | $340 | Personal | Nationwide |
| 4/30/24 | Dollar Bank | $300 | Personal | PA, OH, VA |
| 4/30/24 | Chime | $260 | Personal | Nationwide |
| 4/30/24 | Bar Harbor Bank & Trust | $200 | Personal | ME, NH |
Amex Offers
There are several Amex Offers that expire at the end of the month. I have a full list of Amex Offers here, but you can also see the expiring offers below.
| End Date | Merchant/Link | |
| 4/30/2024 | HP | 10% creditfor purchases online at hp.com/go/amex by 4/30/2024. Limit of $500 back in total statement credits. |
| 4/30/2024 | Hyatt Canada | $100 credit when you spend a minimum of $500 in one or more purchases on room rate and room charges at participating Hyatt Hotels & Resorts properties in Canada. |
| 4/30/2024 | Lenovo | $100 credit when you spend $750 in one or more purchases online at lenovo.com. |
| 4/30/2024 | Prada Beauty | $25 credit when you spend $125 in one or more purchases online at prada-beauty.com |
| 4/30/2024 | Mellow Mushroom | $5 credit when you spend $25 or more in-restaurant at Mellow Mushroom or online at mellowmushroom.com. Limit of 2 statement credits (total of $10). |
| 4/30/2024 | Wine Enthusiast | $50 credit with minimum of $250 in one or more purchases online at wineenthusiast.com. Limit of 10 statement credits (total of $500). |
| 4/29/2024 | SIXT+ | $199 credit with single purchase of $1,000 or more at sixt.com/plus. Offer valid for Sixt+ The Car Subscription only. |
| 4/28/2024 | Lululemon | $20 creditwhen you spend $100 in one or more purchases online at shop.lululemon.com |
| 4/26/2024 | Dell | 10% credit for purchases online at dell.com by 4/26/2024. Limit of $1,000 back in total statement credits. |
| 4/26/2024 | Fig & Olive | $20 credit by using your enrolled eligible Card to make a single purchase of $100 or more in-restaurant at Fig & Olive |
Other Offers Expiring this Month
Spending Offers
Travel
Food Deals
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