Manage Money

IRS Enforcement Is Changing: Why Tax Notices Still Matter in 2026

Key Takeaways   The IRS lost roughly 30% of its workforce between January 2025 and January 2026, with 31,273 separations taking...

The Millionaires Are [Still] Small Business Owners Next Door — My Money Blog

When I was starting out financially, one of the hot books was The Millionaire Next Door: The Surprising Secrets of...

Do Taxpayers Who Owe Trust the IRS? Why Many Are Unsure About Enforcement

Key Takeaways  51% of surveyed Optima clients said they did not believe the IRS enforces against most people who owe,...

What Businesses Should Review Before Year-End

Sales tax compliance can become increasingly complex as businesses expand into new states, introduce new products or services, and navigate...

Why Do Taxpayers Finally Act on Tax Problems? What Makes Them Seek Help

Key Takeaways   29% of selections cited realizing that waiting was making the problem worse, making it the most common reported...

Bank Accounts, Treasury Bills, Money Markets, ETFs – October 2026 — My Money Blog

Rates are rising! Here’s my monthly survey of the best interest rates on cash as of October 2026, roughly sorted...

Make Money

Cash flow forecasts for small businesses

We take a look at the basics of cash flow forecasts for small businesses. By reading it, you’ll have everything you need to get started A cash flow forecast will help you to predict what money is coming in and...

Recent Post

Visa Tests AI Agents for Supplier Payments

Manual reviews and billing cycles have long tied up liquidity in supplier payments. Visa is developing a platform that uses...

Animal Spirits: It’s a Bloodbath

Posted October 21, 2026 by nelson Today’s Animal Spirits is brought to you by WisdomTree: On today’s show, we discuss:...

W. R. Berkley cuts casualty reinsurance by a quarter as pricing fails to hold

W. R. Berkley Corporation’s reinsurance casualty book shrank 25% in the third quarter compared with a year earlier, the steepest single-quarter...

Chancellor rules out CGT rise in Budget – Mortgage Strategy

The chancellor has reportedly ruled out increasing capital gains tax in this month’s Budget. According to Treasury sources cited in...

Klarna Takes BNPL Beyond Retail with Fiserv Partnership

Enterprise users can now offer the buy now, pay later (BNPL) plans that have gained popularity among retailers. Klarna and...

AI Might Not Kill Software, But It Could Do Something Worse

In our last issue, I explained why I don’t think AI is going to wipe out the software industry any...

Mortgage

12 Oct to 16 Oct – Mortgage Strategy

This week’s top headlines: Halifax updates intermediary site to make apps easier and NatWest becomes latest lender to cuts rates....

OBR should assess every Budget measure for its impact on housing, says committee chaired by Vince Cable – Mortgage Strategy

The Office for Budget Responsibility (OBR) should assess every Budget measure for its impact on the housing market, according to...

LendWell lands SPF Private Clients deal – Mortgage Strategy

AI mortgage technology company LendWell has signed a multi-year agreement with SPF Private Clients (SPF). LendWell is working with SPF...

Generation Home increases mortgage rates as swap costs rise – Mortgage Strategy

Generation Home is increasing selected mortgage rates by up to 15bps from 12 October, citing rising swap rates. The lender...

Does AI know your name? – Mortgage Strategy

Welcome back to Market Watch. But maybe not for much longer. I have been reading the latest discussions about artificial...

UK construction downturn eases in September, but orders and confidence weaken: S&P – Mortgage Strategy

September UK construction output fell at its slowest pace this year, according to the latest S&P Global UK Construction Purchasing...